目前主流的 Agent 平台

Consumer Terms (anthropic.com/legal/consumer-terms):

Disclaimer of Warranties:
"THE SERVICES, OUTPUTS, AND ACTIONS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS"
"WE AND OUR PROVIDERS EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, TITLE, MERCHANTABILITY, ACCURACY, AVAILABILITY, RELIABILITY, SECURITY, PRIVACY"

Limitation of Liability:
"IN NO EVENT WILL WE...BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR OTHER DAMAGES"
"THE ANTHROPIC PARTIES' TOTAL AGGREGATE LIABILITY TO YOU FOR ALL DAMAGES...WILL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID TO US...IN THE SIX MONTHS PRECEDING THE DATE SUCH DAMAGES...FIRST AROSE, AND $100"

User Responsibility for Outputs and Actions:
"You should not rely on any Outputs or Actions without independently confirming their accuracy."
"You are responsible for all Inputs you submit to our Services and all Actions."

---

Commercial Terms (anthropic.com/legal/commercial-terms):

Disclaimer of Warranties (L.2):
"EXCEPT TO THE EXTENT EXPRESSLY PROVIDED FOR IN THESE TERMS, TO THE MAXIMUM EXTENT PERMITTED UNDER LAW (A) THE SERVICES AND OUTPUTS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND"
"ANTHROPIC EXPRESSLY DISCLAIMS ALL IMPLIED WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE"
"ANTHROPIC DOES NOT WARRANT, AND DISCLAIMS THAT, THE SERVICES OR OUTPUTS ARE ACCURATE, COMPLETE OR ERROR-FREE"

Limitation of Liability (L.3.a):
"the liability of each party...is limited to Fees paid by Customer for the Services in the previous 12 months"
(excludes) "damages that are consequential, incidental, special, indirect, or exemplary damages, including lost profits"

User Responsibility for Outputs (D.3):
"It is Customer's responsibility to evaluate whether Outputs are appropriate for Customer's use case...before using or sharing Outputs"
"factual assertions in Outputs should not be relied upon without independently checking their accuracy, as they may be false, incomplete, misleading"

⚠ 以上为子任务用 WebFetch 抓取后返回的引用片段，非逐字整页复制；已核对片段本身为原文引号内文字，未做翻译或概括。如需逐字全文建议人工打开页面核对上下文。

OpenAI 使用条款（中文版 openai.com/policies/row-terms-of-use · 2026-09-06）原文摘录：

【免责声明】
「我们的服务按"现状"提供。除法律禁止的情形外，我们及我们的关联方、许可方不对服务作出任何保证（无论是明示、暗示、法定或其他形式），并排除所有保证……我们不保证服务不会中断、准确无误，亦不保证任何内容是安全的、不会丢失或被篡改。」

「您确认并同意，使用我们服务的任何输出所产生的风险均由您自行承担；您不得将输出作为唯一的真实依据或事实信息来源，亦不得将其作为专业建议的替代方案。」

【责任限制】
「我们及我们的任何关联方或许可方均不对任何间接、附带、特殊、后果性或惩戒性损害承担责任，包括利润损失、商誉损失、使用损失、数据损失或其他损失，即使我们已被告知此类损害可能发生。根据本条款，我们的累计责任总额不得超过在责任发生前的 12 个月内您为引发索赔的服务支付的金额或 100 美元 ($100) 中较大者。」

【赔偿责任】
「如果您是商业主体或组织，在法律允许的范围内，您应赔偿并保障我们、我们的关联公司及我们的人员免于承担因第三方索赔而产生的任何费用、损失、责任及开支（包括律师费）。」

【争议解决】强制仲裁 + 集体诉讼与陪审团审判弃权；创建账户后 30 天内可填表选择退出仲裁。

Terms of Service (cursor.com/en/terms-of-service):

Disclaimer of Warranties (Section 14):
"THE SERVICE AND SUGGESTIONS ARE PROVIDED 'AS IS' AND ON AN 'AS AVAILABLE' BASIS."
"ANYSPHERE DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, RELATING TO THE SERVICE AND SUGGESTIONS"
"YOU AGREE THAT ANY USE OF SUGGESTIONS FROM OUR SERVICE IS AT YOUR SOLE RISK AND YOU WILL NOT RELY ON ANY SUGGESTION AS A SOURCE OF TRUTH."

Limitation of Liability (Section 15):
"IN NO EVENT WILL THE ANYSPHERE ENTITIES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES"
"THE AGGREGATE LIABILITY OF THE ANYSPHERE ENTITIES TO YOU FOR ALL CLAIMS, DAMAGES AND LOSSES...IS LIMITED TO THE GREATER OF: (A) THE AMOUNT YOU HAVE PAID...IN THE SIX (6) MONTHS PRIOR TO THE EVENT...OR, IF GREATER, (B) $100."

User Responsibility for AI/Agent Actions (Section 1.7，关于自动代码执行):
"YOU ARE SOLELY RESPONSIBLE FOR ANY IMPACT RESULTING FROM USE OF THIS FEATURE, INCLUDING ENSURING APPROPRIATE SAFEGUARDS, TESTING, AND MONITORING ARE IN PLACE."

⚠ 原 cursor.com/legal/terms-of-service 路径抓取只返回页面标题，本次换用 cursor.com/en/terms-of-service 成功拿到正文。以上为 WebFetch 返回的引用片段，非逐字整页复制，片段本身均为原文引号内文字，未翻译未概括。

MIT License 全文（github.com/openclaw/openclaw，Copyright OpenClaw Foundation, 2026）：

"Permission is hereby granted, free of charge, to any person obtaining a copy
of this software and associated documentation files (the "Software"), to deal
in the Software without restriction, including without limitation the rights
to use, copy, modify, merge, publish, distribute, sublicense, and/or sell
copies of the Software, and to permit persons to whom the Software is
furnished to do so, subject to the following conditions:

The above copyright notice and this permission notice shall be included in all
copies or substantial portions of the Software.

THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE
AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER
LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM,
OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE
SOFTWARE."

⚠ 没有独立服务条款页（openclaw.ai/terms 返回 404），项目层面的免责声明就是这份 MIT 许可证全文，未见任何专门针对「AI 误操作/agent 行为」的单独条款。README 引用「See THIRD_PARTY_NOTICES.md for incorporated or adapted code」，与本次采集字段无关。SECURITY.md 中未见对操作日志/回滚的说明。

MIT License 全文（raw.githubusercontent.com/NousResearch/hermes-agent/main/LICENSE，Copyright Nous Research, 2025）：

"MIT License

Copyright (c) 2025 Nous Research

Permission is hereby granted, free of charge, to any person obtaining a copy
of this software and associated documentation files (the "Software"), to deal
in the Software without restriction, including without limitation the rights
to use, copy, modify, merge, publish, distribute, sublicense, and/or sell
copies of the Software, and to permit persons to whom the Software is
furnished to do so, subject to the following conditions:

The above copyright notice and this permission notice shall be included in all
copies or substantial portions of the Software.

THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE
AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER
LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM,
OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE
SOFTWARE."

⚠ 两个域名下 /terms 均 404（此前已确认），没有独立服务条款页，免责声明就是这份 MIT 许可证全文。未见任何专门针对「AI 误操作/agent 行为」的单独条款。

TRAE 用户协议（来源：trae.cn/terms-of-service · 2026-09-06）原文摘录：

14.7 在任何情况下，即使公司已被告知此类损害的可能性，公司或关联公司或许可方均不对任何直接、间接、后果性、惩罚性、偶然性、附带性、特殊性、后果性或刑罚性、惩戒性的损害承担责任，包括但不限于因你使用本软件及相关服务而遭受的利润损失、商誉损失、数据损失或其他损失。除法律法规另有明确规定外，公司对你承担的全部责任，无论因何原因或何种行为方式，始终不超过你在使用本软件及相关服务期间支付给公司的费用(如有)。

14.8 本服务可能包含根据你的请求自动代你执行任务的功能，例如执行输出、处理数据及系统交互（简称"操作"）。此类操作可能在未经人工审核或确认的情况下自动执行。你知悉并同意，该功能按"现状"提供，操作可能存在错误或无法按你的预期运行。通过启用或使用此功能，你将承担与之相关的所有风险，包括系统中断、软件缺陷、数据丢失及安全漏洞。你应独自对通过此功能执行的所有操作及其产生的任何结果或后果承担全部责任，包括确保实施适当的防护措施、测试和监控机制。

14.9 你理解并同意，AI 模型存在固有风险，包括可能生成不准确、错误或重复的内容，或执行不符合预期的任务，也可能无法充分理解语言细节，或在复杂情境中表现受限。你应自行判断内容与执行行为是否符合需求，并自行承担使用所带来的风险。

豆包《用户协议》（来源：doubao.com/legal/terms · 2026-09-06）原文摘录：

11.9 在任何情况下，即使公司已被告知此类损害的可能性，公司或关联公司或许可方均不对任何直接、间接、后果性、惩罚性、偶然性、附带性、特殊性、后果性或刑罚性、惩戒性的损害承担责任，包括但不限于因你使用本软件及相关服务而遭受的利润损失、商誉损失、数据损失或其他损失。除法律法规另有明确规定外，公司对你承担的全部责任，无论因何原因或何种行为方式，始终不超过你在使用本软件及相关服务期间支付给公司的费用（如有）。

⚠ 采集口径：这是豆包的通用用户协议。豆包工作（doubao.com/work）的产品页与定价页
都没有单独链出一份服务条款，
因此按同域名同产品线的通用协议记录。

【第七条 服务等级与责任限制】
百度智能云仅对在提供本服务过程中因自身故意或重大过失行为直接导致的您直接经济损失承担赔偿责任，且赔偿金额以责任发生前十二个月内您在本协议项下实际支付的服务费用为上限。

在任何情况下，百度智能云均不对在提供本服务过程中您的任何间接损失、附带损失、利润损失、数据丢失或损坏等承担赔偿责任。

百度智能云仅提供中立技术支持，在您基于本服务向您的用户提供应用服务的过程中，不与该等终端用户形成合同关系，也不承担连带责任。

【责任限制 第十四条】
14.1 在适用法律允许的最大范围内，对于因或与本协议、本服务、输出内容、执行结果、第三方服务、数据处理、安全事件或您使用/无法使用本服务有关的任何损失，我们对您的累计责任总额不超过导致该项索赔事件发生前十二（12）个月内您就相关服务实际向我们和/或我们的授权销售主体支付的费用总额。

14.2 在适用法律允许的最大范围内，我们不对任何间接损失、附带损失、特殊损失、惩罚性损失、示范性损失或后果性损失承担责任，包括但不限于利润损失、收入损失、数据丢失、商誉损失、业务中断、替代采购成本、机会损失、预期节省损失、声誉损失、第三方索赔或任何形式的经济损失，即使我们已被告知该等损失的可能性。

【不可逆场景警告 13.3】
您应明确知悉，本服务尤其不适合在缺乏充分人工监督、隔离运行、权限约束、日志审计和应急回滚机制的情况下，用于敏感、关键或不可逆场景。您若坚持在该等场景中使用本服务，即视为您自愿承担全部风险。